Credit Card Laws
Credit Card

What is a Credit Bureau? A credit bureau is a company or organization that collects information from various sources to offer consumer credit information on individual consumers. A credit bureau
Interest Rates

What is APR? An APR, or annual percentage rate, is the numerical figure associated with the cost of credit. The APR is the yearly amount a consumer will pay for
Credit Card Debt

What is Credit Card Consolidation? Credit card consolidation is a financial maneuver undertaken by those individuals stricken with credit card debt or high interest rates. The process of credit consolidation
Debt

The Ford Motor Company is marketing $1.25 billion of bonds following the credit boost received from Moody’s Investors Service. Ford plans to sell senior unsecured three-year notes that yield up
Credit Card Offers

What is an Instant Approval Credit Card? The term ‘Instant Approval Credit Cards’ is applicable both to the nature of the credit card, as well as the nature of the
New Credit Card Laws

Reasons for changes in Credit Card laws: Credit Card laws in 2010 were altered to organize and ultimately change the way credit card companies and lending institutions issue and subsequently